About Us

About Us

About Justus Sharp – NFM Lending

With Justus Sharp – NFM Lending, we believe that homeownership and real estate investment should be within reach for everyone. Our mission is to make the mortgage process clear, simple, and empowering, so every client feels confident about their financial journey.

As part of the nationally recognized NFM Lending, we bring a strong foundation of resources, innovation, and industry expertise to every loan we provide. Backed by a trusted name in mortgage lending, we combine national strength with personalized service.

We proudly serve clients across multiple states including Alabama, Florida, Iowa, Illinois, Missouri, North Carolina, Ohio, South Carolina, Tennessee, Texas, and Virginia. This wide licensing footprint allows us to connect with individuals, families, and investors in diverse markets while delivering consistent excellence.

At Justus Sharp – NFM Lending, we offer a full range of mortgage solutions designed to fit every borrower’s needs. For investors, we provide flexible DSCR loans, investment loans, and specialized Airbnb & rental property loans to help grow your portfolio. Self-employed borrowers can benefit from our bank statement loans, while those needing fast, short-term financing can rely on our bridge loans. We also help veterans and service members access affordable homeownership through VA loans, and first-time or budget-conscious buyers can explore FHA loans alongside our down payment assistance programs. For those building a new home, our new build partnership program makes construction financing simple and stress-free. Whatever your goal, our team is here to guide you to the right loan program with confidence.

We understand that every borrower’s financial situation is unique. That’s why we focus on more than just numbers—we listen. By understanding your needs and vision, we help match you with the right loan program to achieve both short-term success and long-term stability.

First-time buyers benefit from our step-by-step guidance, while seasoned investors appreciate our knowledge of specialized loan programs like DSCR, bridge loans, and new build financing. No matter where you are in your journey, we tailor the experience to you.

Transparency and communication are at the core of everything we do. From your initial application to closing day, we ensure you have a clear understanding of the process, timelines, and financial details. With us, there are no surprises—only solutions.

What sets us apart is our commitment to service. We don’t just process loans; we build relationships. Every client receives personalized attention, professional advice, and ongoing support—even after the deal is done. Your success is our success.

With Justus Sharp – NFM Lending, you gain more than a mortgage—you gain a trusted partner. Whether you’re buying your first home, refinancing for better terms, or expanding your real estate portfolio, we’re here to guide you with expertise, integrity, and care.

Building Your Future with the Right Loan

With Justus Sharp – NFM Lending, we go beyond offering mortgages—we provide financing solutions designed to grow with you. From government-backed loans to investment property financing, our focus is on making the process smooth, transparent, and aligned with your long-term goals.