America’s Common Sense Lender
The Justus Sharp Team of NFM Lending
Corporate Address: 1190 Winterson Road, Suite 300, Linthicum, MD 21090
Charles Munoz
NMLS# 785783
7450 Campus Drive, Colorado Springs, CO, 80920
Phone: (719-301-3009)
Financing Designed for Short-Term Rentals
Airbnb Rental Property Loans provide tailored financing for investors who want to purchase or refinance homes intended for short-term rental platforms like Airbnb and VRBO. Unlike traditional mortgages, these loans are structured to recognize rental income potential, making it easier to qualify and scale a profitable short-term rental business.
Maximizing Rental Income Opportunities
With the rapid growth of vacation and short-term rentals, these loans help investors tap into strong income-generating opportunities. By financing properties in high-demand travel areas, investors can benefit from consistent bookings, higher rental yields, and increased property value over time.
Flexible Loan Structures for Investors
Airbnb Rental Property Loans offer a range of flexible options including adjustable-rate, fixed-rate, and interest-only terms. These choices allow investors to customize financing that fits their cash flow strategy, whether they’re focused on maximizing monthly income or long-term equity growth.
Benefits of Airbnb Rental Property Loans
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Tailored financing designed specifically for short-term rentals.
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Recognizes projected rental income for easier qualification.
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Helps maximize profits in high-demand rental markets.
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Supports investors in scaling multiple Airbnb properties.
Supporting Portfolio Expansion
For investors looking to expand beyond one property, these loans make scaling easier. With financing designed to support multiple properties, investors can build a diverse short-term rental portfolio, generate passive income, and achieve long-term financial independence through real estate.
Why Choose Us
Choosing the right mortgage partner is one of the most important steps in your homeownership or investment journey. With Justus Sharp – NFM Lending, you gain more than a lender — you gain a dedicated partner who understands your goals, challenges, and opportunities. We combine personalized guidance with competitive loan options to make the financing process smooth, transparent, and stress-free.
We are known for
Personalized mortgage solutions tailored to each client’s unique goals.
A wide range of programs for homeowners and investors.
Competitive rates with flexible lending options to fit every budget.
Dedicated support that makes financing simple, fast, and stress-free.
"FAQs"
We provide a wide range of mortgage options including FHA, VA, Conventional, DSCR, Bank Statement, Investment Loans, Down Payment Assistance, Bridge Loans, New Build Loans, and Airbnb Rental Property Loans to meet the unique needs of homeowners and investors.
No, perfect credit isn’t required. We work with borrowers across different credit profiles and guide you toward loan programs that best fit your situation, including options for those with less-than-perfect credit.
Our team takes the time to understand your financial goals, budget, and future plans. Based on this, we recommend the loan program that aligns with both your short-term needs and long-term success.
We are licensed in Alabama, Florida, Iowa, Illinois, Missouri, North Carolina, Ohio, South Carolina, Tennessee, Texas, and Virginia — providing both local expertise and multi-state reach.
Timelines vary based on the loan type and complexity, but most mortgages close within 30 to 45 days. We guide you every step of the way to ensure the process is efficient, transparent, and stress-free.
Guiding You Home with Confidence
With Justus Sharp – NFM Lending, our mission is to make the mortgage process simple, stress-free, and centered around your goals. Whether you’re a first-time buyer, an investor, or looking to refinance, we provide the expertise and loan programs to match your unique financial situation. With a focus on clarity, trust, and long-term relationships, we’re here to ensure you feel supported and confident in every decision on your path to homeownership.
