America’s Common Sense Lender
The Justus Sharp Team of NFM Lending
Corporate Address: 1190 Winterson Road, Suite 300, Linthicum, MD 21090
Charles Munoz
NMLS# 785783
7450 Campus Drive, Colorado Springs, CO, 80920
Phone: (719-301-3009)
Seamless Transition Between Homes
Bridge Loans are short-term financing solutions designed to help homeowners purchase a new property while still selling their existing one. By providing immediate funds for the down payment or purchase price of a new home, these loans eliminate the stress of timing the sale of one home with the purchase of another.
Flexibility for Homebuyers and Investors
Bridge Loans are not only useful for families transitioning between residences but also for investors seeking quick access to funds. Whether you are upgrading to a larger home, downsizing, or securing an investment property, this financing provides the flexibility needed to move forward without delays.
Quick Access to Equity
The strength of a Bridge Loan lies in its ability to unlock the equity from your current home before it sells. By tapping into that equity, you can make stronger offers on new properties, compete in competitive markets, and avoid the hassle of temporary housing during the transition.
Benefits of Bridge Loans
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Unlocks equity from your current property for immediate use.
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Strengthens offers in competitive housing markets.
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Works for both homebuyers and real estate investors alike.
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Offers flexibility while transitioning between properties.
Short-Term Solution with Long-Term Benefits
The strength of a Bridge Loan lies in its ability to unlock the equity from your current home before it sells. By tapping into that equity, you can make stronger offers on new properties, compete in competitive markets, and avoid the hassle of temporary housing during the transition.
Why Choose Us
Choosing the right mortgage partner is one of the most important steps in your homeownership or investment journey. With Justus Sharp – NFM Lending, you gain more than a lender — you gain a dedicated partner who understands your goals, challenges, and opportunities. We combine personalized guidance with competitive loan options to make the financing process smooth, transparent, and stress-free.
We are known for
Personalized mortgage solutions tailored to each client’s unique goals.
A wide range of programs for homeowners and investors.
Competitive rates with flexible lending options to fit every budget.
Dedicated support that makes financing simple, fast, and stress-free.
"FAQs"
We provide a wide range of mortgage options including FHA, VA, Conventional, DSCR, Bank Statement, Investment Loans, Down Payment Assistance, Bridge Loans, New Build Loans, and Airbnb Rental Property Loans to meet the unique needs of homeowners and investors.
No, perfect credit isn’t required. We work with borrowers across different credit profiles and guide you toward loan programs that best fit your situation, including options for those with less-than-perfect credit.
Our team takes the time to understand your financial goals, budget, and future plans. Based on this, we recommend the loan program that aligns with both your short-term needs and long-term success.
We are licensed in Alabama, Florida, Iowa, Illinois, Missouri, North Carolina, Ohio, South Carolina, Tennessee, Texas, and Virginia — providing both local expertise and multi-state reach.
Timelines vary based on the loan type and complexity, but most mortgages close within 30 to 45 days. We guide you every step of the way to ensure the process is efficient, transparent, and stress-free.
Guiding You Home with Confidence
With Justus Sharp – NFM Lending, our mission is to make the mortgage process simple, stress-free, and centered around your goals. Whether you’re a first-time buyer, an investor, or looking to refinance, we provide the expertise and loan programs to match your unique financial situation. With a focus on clarity, trust, and long-term relationships, we’re here to ensure you feel supported and confident in every decision on your path to homeownership.
